The Importance of Good Records

All people know that the industry insurance health continues to increase premiums monthly, and many who feel this is not fair for you as a consumer. However, the health insurance industry must struggle to increase health insurance fraud. The amount of money that was spent to investigate and prosecute The fraud is then passed on to the policyholder. However, many people do not understand health insurance fraud. With reports that estimate health insurance fraud is an industry that is valued at $ 30 billion to more than $ 100 billion per year, the topic must not be taken lightly. Every health insurance policyholder must understand what health insurance fraud is and its consequences. To doing so, you are better able to recognize and fight fraud. Fraudulent insurance health is usually defined by deliberately deceiving, one interprets, or hide information to receive benefits from the company's insurance. In Basically this means you declare that you are paying for the procedure medically limited or the cost of its own that actually have not you received, and you file a claim to the company's insurance to receive reimbursement. Examples of other fraud member hide the conditions that already exist previously or modify a document medical so that holders of policyholders or members who do not meet the requirements receive the benefits of medical-based policy you. Maybe you, women, you do not have insurance and need of care medical. Asked him to use the name and the policy you to cover the expenses are fraudulent insurance health. Although you might think that this is a problem small compared with relatives of women you are receiving care, actually this is very serious for enterprise and industrial insurance health you and will result in fines and the possibility of punishment in prison if you are caught. Not only holder policyholders who commit fraud, but providers (doctors, homesick, etc .) Also, do things the same. Because doctors and homesick to charge companies insurance for services that they provide for you, they also receive reimbursement from the company insurance. When providers commit fraud, they may charge the company's insurance at rates much higher for the services that are given or they may charge for services that do not ever you receive. In the case of this, you may be asked to work together in the investigation of the company insurance.Type other fraud insurance health which has been developed recently is targeting holders of policyholders more than the company insurance. Schemes have evolved in which the company or agent insurance counterfeit signed customers that do not put the suspect to the coverage with rate premiums are very low. They often act as the company insurance usual for a few months first, pay claims medical that more small as visiting a doctor. But once you have a condition medical that is more serious that requires care, company insurance will disappear - along with the money that has you pay in premiums. The rules with health insurance fraud are very similar to other frauds: if the deal seems too good to be true, remember - maybe it is. Remember to be honest in dealing with companies insurance health and expect things are the same as the reward of companies have, as well as the providers of care of health you. Remain legal to avoid fines and imprisonment and continue to receive health insurance protection

The Importance of Good Records

The Importance of Good Records

Keeping your records of any medical care that you and your immediate family have received is the only way to be sure that your insurance and bills are free from mistake. It may seem unimportance now, but later in life when you try to get life insurance or get the treatment that is appropriate for you, the importance will be in the spotlight. Everything from your allergie to your payment records with medical facilitie can hurt you if they are wrong in your report. You could be given improper treatment or even denied therapy at all. By keeping your records, you can dispute anything false.

Would you believe that you could be denied a job because of something erroneously on your medical records? It is true; if you are reported to have a disability, whether it is true or not, you could be turned Importance Note The Good

Save records of your own about care medical what else have you and family near you receive is the only way to ensure that insurance and bill you are free from errors. It may seem not important now, but in the latter days when you are trying to get insurance life or get a treatment that according to you, the importance will be highlighted. Everything something of allergy you to record the payment you with the facility of medical can hurt you if they are wrong in the report you. You may be given treatment that is not appropriate or even rejected at once. By saving your notes, you can dispute anything wrong. 

      

Do you believe that you can be denied a job because of something wrong in the records medical you? That is correct; if you are reported to have a defect, whether it is true or not, you can be rejected. You will be labelled a risk, especially if the company offers insurance; they would know that you would need more lots of money to be employed. Things same applies to apply for protection of health in which the records medical you indicate that you would need a drug prescription, visit the doctor, and increase the possibility of a state of emergency. This is a trial weight if you indeed have a disability, but imagine if you do not have it at all - you will be rejected for insurance, while also at all does not meet the requirements to help finance handicapped.

           

Examples of errors that can be made in your notes will be diagnostic errors. Maybe you ask a doctor examine a lump that is suspicious in the breast you. On his first visit, he might have suspected it was cancer. Most people will get a second opinion or take a more comprehensive conclusive exam. If the second doctor decides that it is just a cyst and has been removed, your records will show that you are cancer-free. However, if the visit is documented with no right, or not at all, you may run into trouble for insured and do not know why. If you have a record of a second visit that found a cyst, this situation will be easily debated, and your file will be accurate. 

          

Human error is only part of life, even on medical documents. Necessary to always keep a record of your own so that companies insurance to get information that is accurate about you and the condition of health you. If you are turned down for protection and do not know why you should be advised not incorrectly to interpret the records medical you. The problem this can be solved with a quick and easy if you enough are liable to keep files private of your own

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